Scratchcards are immense fun. But some people can get too overwhelmed with scratch cards and play a variety of scratch games too often. If you’re thinking about cashing in a 401k to play more scratchcards you should seriously consider not doing it.

A 401k is not designed to purchase scratch cards with. It’s designed to give you an income and peace of mind during retirement. If you blow the cash in there on online scratch cards you’ll be in big trouble if you lose.

It’s important to set a realistic budget for scratch card play. It will enable you to enjoy online scratch cards without blowing too much cash. A scratch card could indeed win a lot of money, but smaller prizes are more common.

Would you risk a large deposit on a scratchcard?

You shouldn’t do it, and it’s obvious why. Scratch cards are superb but they’re for fun and nothing else. A 401k is an investment for the long term. Free scratch cards are fun but they don’t usually pay prizes. Watch out for cheaper games to play on the scratch cards sites and go from there. You’ll be glad you were sensible.